Family Health Insurance

The financial security of your family is essential to afford medical care today. Family health insurance provides coverage to your entire family against medical expenses incurred during an emergency on an individual or floater sum insured basis. Policybazaar.com offers a variety of family health insurance plans with impressive benefits, a large network of cashless hospitals and quick claim settlement.

A family health insurance plan is a kind of medical insurance that covers all your family members in a single health insurance policy. Under this plan, a fixed sum insured is shared by all family members with an assumption that not everyone will get sick at the same time. Most family health insurance plans offer cashless hospitalization facilities, maternity benefits and cover pre & post hospitalization as well. 

Benefits of Family Health Insurance

There are several benefits that the insured family members can avail with family floater health insurance plans. For instance, you can get coverage for all the family members, irrespective of their age, under a single policy. Here is a quick rundown of the major benefits of buying a family health insurance plan

In case of hospitalization, the insured family member can avail cashless treatment in a network hospital of the insurer just like in individual health plans. In this way, you can get all your family members eligible to get medical attention without compromising on their treatment.

  • In-patient Hospitalization Expenses– Any medical expenses incurred on hospitalization of more than 24 hours due to an illness or accidental injury is covered.
  • Day Care Procedures– It covers the cost of day care procedures that require hospitalization of less than 24 hours.